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System
PYUSD
APY:
25.09%
USD1
APY:
20.00%
USDC
APY:
16.90%
GHO
APY:
14.50%
XAUt
APY:
13.91%
USDGO
APY:
12.00%
USDPT
APY:
12.00%
USDT
APY:
11.00%
U
APY:
10.86%
mUSD
APY:
9.64%
USDD
APY:
7.19%
RLUSD
APY:
6.41%
USDE
APY:
5.14%
USDS
APY:
5.00%
SOL
APY:
4.92%
ETH
APY:
3.94%
HYPE
APY:
2.20%
BTC
APY:
1.20%
PYUSD
APY:
25.09%
USD1
APY:
20.00%
USDC
APY:
16.90%
GHO
APY:
14.50%
XAUt
APY:
13.91%
USDGO
APY:
12.00%
USDPT
APY:
12.00%
USDT
APY:
11.00%
U
APY:
10.86%
mUSD
APY:
9.64%
USDD
APY:
7.19%
RLUSD
APY:
6.41%
USDE
APY:
5.14%
USDS
APY:
5.00%
SOL
APY:
4.92%
ETH
APY:
3.94%
HYPE
APY:
2.20%
BTC
APY:
1.20%
Exchange Earn
Matrix
Stablecoins
Major assets
Asset
Flexible APY
Per-user cap
Max APY
Min borrow APR
# Products
USDT
MEXC
11.00%
MEXC
$110k
11.00%
Gate.io
Campaign
2.99%
Bitget
22
USDT
MEXC
22 # Products
Flexible APY
11.00%
MEXC
Max APY
11.00%
Gate.io
Campaign
Min borrow APR
2.99%
Bitget
USDC
HTX
8.00%
HTX
$200
9.58%
Binance
Campaign
3.26%
Bitget
11
USDC
HTX
11 # Products
Flexible APY
8.00%
HTX
Max APY
9.58%
Binance
Campaign
Min borrow APR
3.26%
Bitget
USDS
HTX
5.00%
HTX
$500
3.20%
Binance
Locked 30d
—
7
USDS
HTX
7 # Products
Flexible APY
5.00%
HTX
Max APY
3.20%
Binance
Locked 30d
USDE
HTX
5.00%
HTX
$1.0k
5.14%
Gate.io
Staking
3.20%
Bitget
4
USDE
HTX
4 # Products
Flexible APY
5.00%
HTX
Max APY
5.14%
Gate.io
Staking
Min borrow APR
3.20%
Bitget
USD1
MEXC
20.00%
MEXC
$200
20.00%
MEXC
Campaign
12.12%
Bybit
11
USD1
MEXC
11 # Products
Flexible APY
20.00%
MEXC
Max APY
20.00%
MEXC
Campaign
Min borrow APR
12.12%
Bybit
PYUSD
Bitget
0.50%
Bitget
—
25.09%
Binance
Campaign
—
3
PYUSD
Bitget
3 # Products
Flexible APY
0.50%
Bitget
Max APY
25.09%
Binance
Campaign
RLUSD
Binance
5.78%
Binance
—
6.41%
Bybit
Campaign
2.59%
Bitget
3
RLUSD
Binance
3 # Products
Flexible APY
5.78%
Binance
Max APY
6.41%
Bybit
Campaign
Min borrow APR
2.59%
Bitget
USDD
Gate.io
5.09%
Gate.io
—
7.19%
Binance
Campaign
6.50%
HTX
4
USDD
Gate.io
4 # Products
Flexible APY
5.09%
Gate.io
Max APY
7.19%
Binance
Campaign
Min borrow APR
6.50%
HTX
U
HTX
3.00%
HTX
—
10.86%
Binance
Campaign
5.00%
Bitget
5
U
HTX
5 # Products
Flexible APY
3.00%
HTX
Max APY
10.86%
Binance
Campaign
Min borrow APR
5.00%
Bitget
USDGO
Bitget
12.00%
Bitget
—
12.00%
Bitget
Campaign
—
5
USDGO
Bitget
5 # Products
Flexible APY
12.00%
Bitget
Max APY
12.00%
Bitget
Campaign
GHO
Gate.io
—
—
14.50%
Gate.io
Campaign
—
1
GHO
Gate.io
1 # Products
Flexible APY
—
Max APY
14.50%
Gate.io
Campaign
TUSD
Binance
1.55%
Binance
—
—
19.42%
Binance
2
TUSD
Binance
2 # Products
Flexible APY
1.55%
Binance
Max APY
—
Min borrow APR
19.42%
Binance
USDTB
Bybit
—
—
5.00%
Bybit
On-chain
—
1
USDTB
Bybit
1 # Products
Flexible APY
—
Max APY
5.00%
Bybit
On-chain
FDUSD
Binance
0.54%
Binance
—
—
48.62%
Binance
2
FDUSD
Binance
2 # Products
Flexible APY
0.54%
Binance
Max APY
—
Min borrow APR
48.62%
Binance
USAT
HTX
1.00%
HTX
—
—
30.00%
HTX
1
USAT
HTX
1 # Products
Flexible APY
1.00%
HTX
Max APY
—
Min borrow APR
30.00%
HTX
GUSD
Gate.io
0.11%
Gate.io
—
—
—
1
GUSD
Gate.io
1 # Products
Flexible APY
0.11%
Gate.io
Max APY
—
XUSD
Binance
2.71%
Binance
—
—
—
1
XUSD
Binance
1 # Products
Flexible APY
2.71%
Binance
Max APY
—
EURI
Binance
1.15%
Binance
—
—
10.24%
Binance
1
EURI
Binance
1 # Products
Flexible APY
1.15%
Binance
Max APY
—
Min borrow APR
10.24%
Binance
USDPT
Gate.io
—
—
12.00%
Gate.io
Campaign
—
1
USDPT
Gate.io
1 # Products
Flexible APY
—
Max APY
12.00%
Gate.io
Campaign
Exchange Earn
Matrix
Flexible, locked, staking, on-chain, and limited-time campaigns - all in one place.
Deposit APY
Borrow APY
Campaign
Download matrix
Stablecoins (by issuance)
Binance
OKX
Bybit
Bitget
Gate.io
HTX
MEXC
USDT
6.63%
$1.0k
5.01%
6.63%
3.50%
—
3.50%
7.21%
$200
3.97%
7.21%
10.00%
—
2.99%
10.00%
2.59%
$100M
11.00%
10.00%
$200
4.80%
11.00%
$110k
11.00%
USDC
2.59%
—
5.89%
9.58%
3.50%
—
3.50%
5.47%
$200
3.75%
7.72%
6.66%
$300
3.26%
6.66%
2.73%
$6.0M
7.49%
8.00%
$200
4.30%
6.00%
$200
USDS
0.11%
—
3.20%
5.00%
—
—
—
2.56%
5.00%
$500
USDE
—
—
5.00%
1.00%
—
3.20%
5.00%
$2.4M
5.14%
5.00%
$1.0k
5.50%
USD1
3.10%
—
4.18%
0.50%
$1.0M
12.12%
5.79%
1.00%
—
12.63%
$15M
7.80%
20.00%
$200
20.00%
PYUSD
—
—
25.09%
0.50%
—
RLUSD
5.78%
—
5.78%
0.60%
$10M
4.02%
6.41%
—
—
2.59%
USDD
—
—
7.19%
5.09%
$300k
4.00%
—
6.50%
U
—
—
10.86%
1.50%
—
5.00%
0.10%
$1.2M
3.00%
—
USDGO
12.00%
—
12.00%
7.00%
$100
GHO
—
—
14.50%
TUSD
1.55%
—
19.42%
0.50%
—
USDTB
—
—
5.00%
FDUSD
0.54%
—
48.62%
0.10%
$6.0M
USAT
1.00%
—
30.00%
GUSD
0.11%
$1.0M
XUSD
2.71%
—
EURI
1.15%
—
10.24%
USDPT
—
—
12.00%
Best by stablecoin
CEX opportunities
10/2/2026, 9:46:47 AM
USDT
MEXC
Flexible APY
11.00%
Max APY
11.00%
Per-user cap
$110k
Min borrow APR
2.99%
USDC
HTX
Flexible APY
8.00%
Max APY
9.58%
Per-user cap
$200
Min borrow APR
3.26%
USDS
HTX
Flexible APY
5.00%
Max APY
3.20%
Per-user cap
$500
Min borrow APR
—
USDE
HTX
Flexible APY
5.00%
Max APY
5.14%
Per-user cap
$1.0k
Min borrow APR
3.20%
USD1
MEXC
Flexible APY
20.00%
Max APY
20.00%
Per-user cap
$200
Min borrow APR
12.12%
PYUSD
Bitget
Flexible APY
0.50%
Max APY
25.09%
Per-user cap
—
Min borrow APR
—
RLUSD
Binance
Flexible APY
5.78%
Max APY
6.41%
Per-user cap
—
Min borrow APR
2.59%
USDD
Gate.io
Flexible APY
5.09%
Max APY
7.19%
Per-user cap
—
Min borrow APR
6.50%
U
HTX
Flexible APY
3.00%
Max APY
10.86%
Per-user cap
—
Min borrow APR
5.00%
USDGO
Bitget
Flexible APY
12.00%
Max APY
12.00%
Per-user cap
—
Min borrow APR
—
GHO
Gate.io
Flexible APY
—
Max APY
14.50%
Per-user cap
—
Min borrow APR
—
TUSD
Binance
Flexible APY
1.55%
Max APY
—
Per-user cap
—
Min borrow APR
19.42%
USDTB
Bybit
Flexible APY
—
Max APY
5.00%
Per-user cap
—
Min borrow APR
—
FDUSD
Binance
Flexible APY
0.54%
Max APY
—
Per-user cap
—
Min borrow APR
48.62%
USAT
HTX
Flexible APY
1.00%
Max APY
—
Per-user cap
—
Min borrow APR
30.00%
GUSD
Gate.io
Flexible APY
0.11%
Max APY
—
Per-user cap
—
Min borrow APR
—
XUSD
Binance
Flexible APY
2.71%
Max APY
—
Per-user cap
—
Min borrow APR
—
EURI
Binance
Flexible APY
1.15%
Max APY
—
Per-user cap
—
Min borrow APR
10.24%
USDPT
Gate.io
Flexible APY
—
Max APY
12.00%
Per-user cap
—
Min borrow APR
—
Data refreshes every 60s · 19 of 27 stablecoins shown
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